Terms and conditions

 Rubicon Media Ltd welcomes you to Commercial Risk's conference platform which we refer to as the “Site” within the rest of this document.

These Terms of Use, together with the Site’s Privacy Policy and any specific terms, guidelines and instructions we may give you constitute the agreement between us and you (which we will refer to as the “Agreement”). The Agreement governs your use of this Site and the provision of the paid-for subscription products and services offered through this Site as well as the provision of non-subscription products and services where available (all of which we will refer to as the “Products”) and constitutes the entire understanding between us and you in respect of the Products.

This Agreement shall apply to your use of the Products only. Your use of the other parts of the Site will remain subject to the general terms and conditions. These Terms of Use are applicable from January 1st 2017 and may be amended from time to time and the new Terms of Use will then apply to any future orders by you.

Details of any amendments will be posted as an addition at the end of these terms. The Site and the Products are subject to the laws, regulations, customs and conventions relevant to publishing and advertising in the United Kingdom.

Registering and Ordering To purchase and access the Products from this Site you must be over eighteen years of age, have an active and up-to-date registration on the Site and have a compatible computer. There will be no contract of any kind between you and us unless and until we, or our secure online payment service provider, email or text message you with the welcome message. At any point up until then, we may cancel your order or subscription entirely or decline to supply a particular Product to you and/or to grant you access to a particular Product. Prices The prices payable for the Products that you order are clearly set out. If we have incorrectly priced a particular Product, we will not be bound to supply that Product to you at the stated price and we reserve our right to charge you the correct price for that Product or to subsequently charge you the difference between the incorrect and the correct price. If we do this, you have the right to cancel your order for the Product in question in accordance with section 5 below and receive a refund for that Product. All prices are expressed as inclusive of any VAT where applicable unless otherwise stated.

Delivery and Access

Delivery will be made to the email address given to you upon registration by granting you online access to the Product or by some other form of electronic communication. We aim to deliver Products and/or process your subscription promptly but we do not promise that delivery or access will happen immediately nor are we liable for any problems, delays or losses in respect of delivery or access arising out of any cause beyond our control. Without limitation, we shall not be responsible for any problem you may experience with the Products due to the act or fault of any telecoms provider, internet service provider and/or technology supplier; systems maintenance; any incompatibility or technical fault in respect of your computer hardware software and/or systems; your registration details are inaccurate or out-of-date; your email in-box is full; you are not following any instructions we give you for using the Site or accessing the Products; or any other circumstance where we send you or grant you access to a particular Product but you are unable to receive it through no fault of our own. If for any reason we are unable to supply a particular Product, we will endeavour to inform you as soon as possible. We reserve the right to permanently withdraw any Products, in which event you will be entitled to a refund of any fees already paid by you to the extent that the fees relate to use of the Products following the withdrawal date.

Your email and password

Your email address and password are personal to you and may not be used by anyone else to access the Site. If you believe that someone may be using your email address and password fraudulently you should notify Commercial Risk by emailing enquiries@commercialriskonline.com. Please see Commercial Risk's privacy policy here.

Disclaimer of liability

We will use reasonable skill and care in making the Products available to you. Otherwise, to the extent permitted by law, the Products are provided by us without any warranties or guarantees. In particular, we do not warrant that the Site or any of its contents is virus free. You must take your own precautions in this respect as we accept no responsibility for any infection by virus or other contamination or by anything that has destructive properties. Although we will do our best to provide constant, uninterrupted access to the Products on the Site, we do not guarantee this. We accept no responsibility or liability for any interruption or delay. You can access other sites via links from Site. These sites are not under our control and we cannot accept responsibility in any way for any of their contents. To the full extent allowed by applicable law, you agree that we will not be liable to you for any consequential or incidental damages (including but not limited to loss of revenue, loss of profits, loss of anticipated savings, wasted expenditure, loss of privacy and loss of data) or any other indirect, special or punitive damages whatsoever that arise out of or are related to the Site or the Products. We will use reasonable endeavours to promptly remedy any faults in the Products of which we are aware. If we are found to be liable to you, our liability (whether arising in negligence or otherwise) will not under any circumstances exceed an amount equal to the sums paid or payable by you in respect of the Product to which such liability relates. Nothing in these terms of use shall exclude our liability for personal injury or death caused by negligence.

Data protection

All information received by us from your registration and/or your use of the Site and/or your purchase of the Products will be used in accordance with our Privacy Policy and Terms and Conditions of Use.We respect the personal information provided by you. We will only transfer this information in accordance with our Privacy Policy and as may be required to provide the Products to you.

Use of Material

For the purposes of this Agreement, we may provide you with material including, without limitation, text, video, graphics and sound material, published on the Site, contained in, linked to or from any Product (“Material”).You may download and print extracts from the Material and make copies of these for your own personal and non-commercial use only. You are not allowed to download or print the Material, or extracts from it, in a systematic or regular manner or otherwise so as to create a database in electronic or paper form comprising all or part of the Material. You will acquire no rights to the Material, in whatever form, format or arrangement, unless we expressly grant such rights to you. You will not edit, adapt or amend the Material in any way. You will not attempt to circumvent any copy-protection software relating to the Materials, the Site and the Products. You will not reproduce any part of the Site or the Material or transmit it to or store it in any other website or disseminate any part of the Material in any other form, unless we have given you clear written consent for you to do so. Advertising and Linking The Site and/or the Products may contain advertising material and/or promotions of third parties and links to the websites of third parties (“Advertising”). Such third parties are solely responsible for the content of such Advertising and for the information, products and services on their websites. To the fullest extent permitted by law, we accept no responsibility for the Advertising, information, products or services of third parties, including, without limitation, any error, omission or inaccuracy. Some Advertising may not be relevant to you. You may not be eligible for some competitions, special offers, products or promotions. Some Advertising may be governed by special terms and where this is the case, you are advised to read these carefully as such special terms will take precedence over any conflicting terms in this Agreement. If you have any complaint, question or request relating to advertising material (including if you want to advertise on the Site/in any Product) please contact us by email to enquiries@commercialriskonline.com Law and Jurisdiction The Products, the Site, and the terms of this Agreement are governed by English law and you agree to submit to the non-exclusive jurisdiction of the English Courts. Amendments Any changes to this Agreement shall bind you from the time that we give you notice of them. You may terminate your subscription for any Product affected by any change providing that you do this promptly. The Site is owned and operated by Rubicon Media Ltd. Registered address: Rubicon Media Ltd, 7 Granard Business Centre, Bunns Lane, Mill Hill, London NW7 2DQ, UK